IMPLEMENTATION OF HIBAH IN AIA TAKAFUL IN MALAYSIA: ISSUES AND CHALLENGES. SALAM Digest: Syariah and Law Undergraduate Symposium, [S. l.], v. 1, n. 1, p. 1–9, 2024. Disponível em: https://fsuproceedings.usim.edu.my/index.php/salamdigest/article/view/49. Acesso em: 9 dec. 2025.