HIBAH TAKAFUL SEBAGAI PENYELESAIAN PENGURUSAN HARTA PASANGAN ISLAM BUKAN WARGANEGARA DI MALAYSIA: HIBAH TAKAFUL AS A WEALTH MANAGEMENT SOLUTION NON-CITIZEN ISLAMIC COUPLE IN MALAYSIA. INPAC E-Proceedings [Internet]. 2026 Jan. 5 [cited 2026 Jan. 24];6(1):83-97. Available from: https://fsuproceedings.usim.edu.my/index.php/inpac/article/view/211