PENGARUH PENGETAHUAN, RELIGIUSITAS, PENDAPATAN, MOTIVASI DAN DAFTAR TUNGGU HAJI TERHADAP MINAT MENABUNG TABUNGAN HAJI PADA PERBANKAN SYARIAH: THE EFFECTS OF KNOWLEDGE, RELIGIOSITY, INCOME, MOTIVATION AND WAITING LIST OF HAJJ ON THE INTEREST IN SAVING HAJJ SAVINGS IN SHARIA BANKING. INPAC E-Proceedings [Internet]. 2023 Mar. 17 [cited 2026 Mar. 12];4(1):114-20. Available from: https://fsuproceedings.usim.edu.my/index.php/inpac/article/view/104