“HIBAH TAKAFUL SEBAGAI PENYELESAIAN PENGURUSAN HARTA PASANGAN ISLAM BUKAN WARGANEGARA DI MALAYSIA: HIBAH TAKAFUL AS A WEALTH MANAGEMENT SOLUTION NON-CITIZEN ISLAMIC COUPLE IN MALAYSIA”, INPAC E-Proceedings, vol. 6, no. 1, pp. 83–97, Jan. 2026, Accessed: Jan. 24, 2026. [Online]. Available: https://fsuproceedings.usim.edu.my/index.php/inpac/article/view/211