“INOVASI SALAM SEBAGAI ALTERNATIF TAWARRUQ DALAM PRODUK PEMBIAYAAN PERIBADI ISLAM: TINJAUAN LITERATUR: SALAM INNOVATION AS AN ALTERNATIVE TO TAWARRUQ IN ISLAMIC PERSONAL FINANCING PRODUCTS: LITERATURE REVIEW” (2026) International Conference of Postgraduate Students and Academics in Syariah and Law, 6(1), pp. 158–165. Available at: https://fsuproceedings.usim.edu.my/index.php/inpac/article/view/186 (Accessed: 24 January 2026).