INOVASI SALAM SEBAGAI ALTERNATIF TAWARRUQ DALAM PRODUK PEMBIAYAAN PERIBADI ISLAM: TINJAUAN LITERATUR: SALAM INNOVATION AS AN ALTERNATIVE TO TAWARRUQ IN ISLAMIC PERSONAL FINANCING PRODUCTS: LITERATURE REVIEW. International Conference of Postgraduate Students and Academics in Syariah and Law, [S. l.], v. 6, n. 1, p. 158–165, 2026. Disponível em: https://fsuproceedings.usim.edu.my/index.php/inpac/article/view/186. Acesso em: 24 jan. 2026.