INOVASI SALAM SEBAGAI ALTERNATIF TAWARRUQ DALAM PRODUK PEMBIAYAAN PERIBADI ISLAM: TINJAUAN LITERATUR: SALAM INNOVATION AS AN ALTERNATIVE TO TAWARRUQ IN ISLAMIC PERSONAL FINANCING PRODUCTS: LITERATURE REVIEW. (2026). International Conference of Postgraduate Students and Academics in Syariah and Law, 6(1), 158-165. https://fsuproceedings.usim.edu.my/index.php/inpac/article/view/186