PENGARUH PENGETAHUAN, RELIGIUSITAS, PENDAPATAN, MOTIVASI DAN DAFTAR TUNGGU HAJI TERHADAP MINAT MENABUNG TABUNGAN HAJI PADA PERBANKAN SYARIAH: THE EFFECTS OF KNOWLEDGE, RELIGIOSITY, INCOME, MOTIVATION AND WAITING LIST OF HAJJ ON THE INTEREST IN SAVING HAJJ SAVINGS IN SHARIA BANKING. INPAC E-Proceedings 2023, 4 (1), 114-120.